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5 years from retirement? Your tax strategy starts NOW, not the day you stop working. These 3 moves could save you thousands…or cost you that much if you wait. @facet #facetad #retirementsavings #taxstrategy #financialplanning
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The 4% rule was built around a 30-year retirement, and if you're retiring at 40, your money has to last a lot longer. A lot of early retirees plan around 3.25% to 3.5% instead, which means a bigger number. Healthcare is the other big one. If you retire before 65, you have to figure out your own health insurance, and that cost needs to be in your yearly expenses before you multiply by 25. This is also where Barista FIRE shines, since a part-time job can cover insurance and shrink your number at t
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